As a professional worker, you have to take all responsibilities of every situation that might emerge as a result of your work yourself. Negative impacts that might occure could be a simple complain from your costumer to the worst - a lawsuit that can cost you a lot if you’re not well prepared to deal with such thing. (more…)
Posts Tagged ‘claim’
Questions For Yourself Before Applying Auto Insurance
Posted by admin on January 1st, 2010
There are so many things that might affect a premium calculation. Not all of them are fair for everybody, but that is just the way it is. As we all know, insurance is a business, and every business has to make revenue, that is why there are certain rules they made in order to keep them from having revenue while in the other hand they still have to give sufficient service and coverage for their clients. (more…)
A Glance At Title Insurance
Posted by admin on December 30th, 2009
Title insurance might not sounds so familiar for some people compared to auto, life, or homeowners insurance. Actually it’s a very close relative to homeowners insurance or other kinds of property insurance. (more…)
Don’t Let The Insurance Company Denies Your Claim
Posted by admin on December 22nd, 2009
Some say insurance is like a bet, you place your money and you don’t know if it will pay you back with greater amount or it will give you a big disappointment. Well, it’s not 100% wrong, many people have experienced this situation, having an insurance, feel safe, and when a disaster happen the insurance company only give an apologize because from some reason they cannot pay your claim. (more…)
Common Things Causing Claim Rejection And How To Avoid It
Posted by admin on November 16th, 2009
You may feel safe when you have insurance for your valuable belongings like home, car, or business assets. But what if something bad happens to those insured objects and the insurance company do not pay for the claim you make ? or maybe they would only pay the amount that is far less than the amount you claimed ? That would be so detrimental, since you have spent money on the premiums. (more…)
Things That Might Not Covered By Your Travel Insurance
Posted by admin on November 7th, 2009
Holiday season is coming, and some of you might already have planned how and where to spend this relaxing moment with your family. A good preparation is needed to make a holiday trip becomes a truly fun moment and leaves an unforgettable memory for you and your family. (more…)
Insurance For Bloggers
Posted by admin on October 21st, 2009
Antique Car Insurance Guide
Posted by admin on October 9th, 2009
Having an antique car can be a hobby or a unique way to make an investment. If we know how to treat such car, it could worth a lot more than its original price. But taking care of an antique car takes a good skill, a lot of hard work, and lots of money. If you think you have succeeded bringing your car to its golden era, all you have to do is to protect it with an insurance. (more…)
Making Home Insurance Claim
Posted by admin on August 20th, 2009
Making an insurance claim for the first time could be very confusing especially for the type of insurance that has a low possibility of filing claims like home insurance. This could be hard for those who don’t have experience in filing claims before, or for the policy holders who handle their own insurance directly to the insurance company without any help from insurance broker or adviser. Actually it’s not a very hard thing to do, here is what you have to do when something bad like accident or natural disaster happens to your home : (more…)
Jewellery Insurance
Posted by admin on July 20th, 2009
Jeweleries are valuable things and for some items it could have a very high sentimental value for some people like engagement ring, jeweleries also can be assets for your future and that’s why you should keep them safe and to make sure why not protect them with insurance ?
some people already feel safe to protect their belongings including jewelery through property/home insurance which is including protection against theft for valuable things inside the house. But if you have lots of valuable jeweleries you will need more protections than just protection against theft.
In purchasing additional insurance for your valuable jeweleries be sure that you have a full understanding about the coverage, here are the questions you must ask your insurance agent to make sure that you have a good cover for your jeweleries :
- Is there a deductible and how much is it ? what can affects the raising or lowering the deductible of your policy ?
- Do you need an appraisal before you obtain the insurance policy? is the insurance company only take reports from certain types of appraisers?
- are the items covered in any place the loss happens ? will it covers you during domestic or international trip ? (in case you don’t have a travel insurance)
- Will you get a full replacement cost ? would you have to replace the items or you can get a cash settlement instead?
- is it covers the repairmen of damaged jeweleries (not only total loss) ?
If I may suggest, The Chubb Group is one of the jewelery specified insurance company that offers a good protection, here I give you example of chubb’s engagement ring policy guidelines :
- Full coverage according to the amount shown on the policy
- No deductible
- Coverage applies for the loss happens anywhere / worldwide
- Chubb only offers a cash settlement. If you replace the ring, you select the jeweler.
- An appraisal is needed, but the appraisal requires only for items valued over $50.000
